McKinney Homes under $250,000

Welcome to McKinney, Texas – a charming city that effortlessly blends the warmth of small-town living with the vibrancy of modern amenities. Nestled in Collin County, McKinney is celebrated for its picturesque downtown area, rich history, and a strong sense of community. With a population that embraces diversity and a variety of local events year-round, McKinney is the ideal place to call home.

One of the most appealing aspects of McKinney is its affordability. For those seeking to invest in their future without breaking the bank, the city offers a selection of homes under $250,000. These properties provide an excellent opportunity for first-time homebuyers, families, or anyone looking to downsize while still enjoying the benefits of suburban living. From cozy single-family homes to charming townhouses, there is something for everyone in this price range.

Living in McKinney means enjoying access to top-rated schools, beautiful parks, and a thriving local economy. Residents can explore the historic downtown square, filled with unique shops, delightful eateries, and vibrant art galleries. The city also hosts numerous festivals and community events that foster connections among neighbors and create lasting memories.

With its beautiful neighborhoods, friendly atmosphere, and affordable housing options, McKinney is a hidden gem in Texas that promises a high quality of life. Discover your dream home in this delightful city, and experience all the wonderful things McKinney has to offer!

Newest McKinney Homes under $250,000

$187,500

2 Beds ⋅ 1 Baths ⋅ 21394419 MLS

MULTIPLE OFFERS RECEIVED. SELLER'S REQUEST BEST AND HIGHEST BY 5:00 PM THURSDAY OCT 1, 2026. 1405 West St is an INVESTOR SPECIAL and is being sold for the value of the lot. The location is just minutes from downtown McKinney. The lot is spacious at 0.22 acres, very deep, and offers lots of potential for a buyer wanting to build new construction near the Historic District of McKinney. Access to Highway 75 and US 380 is convenient for commuters. This property is offered AS IS and seller will do no repairs.

1405 West St, McKinney

$250,000

2 Beds ⋅ 1 Baths ⋅ 21390038 MLS

Enjoy the feel of a nearly new home without waiting for new construction! This one-owner, single-story home was completed in late 2021 and has been lovingly maintained since the owner moved in during early 2022. The thoughtfully designed interior features luxury vinyl plank flooring, quartz countertops in the kitchen and bathroom, and a kitchen equipped with a gas range. Window blinds and a garage door opener are already in place for added convenience. Outside, the oversized, privacy-fenced backyard includes a sprinkler system, paver walkway, and sitting area. With plenty of open space, it’s a blank canvas ready for the next owner’s vision. Attractive landscaping and a charming front porch add to the home’s inviting curb appeal. The Preserve at Honey Creek offers a huge pool, lazy river, walking and biking trails, parks, playgrounds, and picnic areas. A new dog park and sand volleyball court are currently being added to the community. Located within McKinney ISD and convenient to shopping, US-75, and Historic Downtown McKinney, this beautifully cared-for home combines newer construction, low-maintenance living, and an amenity-filled community. Refrigerator, washer, and dryer may be negotiable with an acceptable offer. Pride of ownership is evident throughout. Come see why this nearly new home, offered at an inviting price, should be your next home in The Preserve at Honey Creek!

7424 Gray Wolf Ln, McKinney

$225,000

21371715 MLS

INVESTOR or DEVELOPMENT OPPORTUNITY IN HISTORIC DOWNTOWN McKINNEY! Rare opportunity to acquire a property in the highly sought-after Historic McKinney district where the value is primarily in the land and its development potential. Situated on approximately 0.29 acres, this property offers an unusually flexible configuration with access from N College Street as well as S Sherman Street, creating potential for a variety of future development concepts. Buyer to independently verify zoning, permitted uses, access, utilities, development requirements and all other information with the City of McKinney. The existing home is being offered AS-IS and is best suited for an investor, builder or developer looking to capitalize on the location rather than simply purchase a traditional residential property. The dual-street access and prominent location create possibilities that may not be available with a typical interior lot. Located in the Historic Downtown McKinney, one of North Texas' most distinctive urban districts, the property is surrounded by preserved historic architecture, locally owned shops, restaurants, galleries, entertainment and year-round events. It is known for its walkable atmosphere & unique blend of historic character and modern energy, with more than 120 locally owned businesses and a vibrant cultural scene. The City of McKinney has made continued reinvestment in Downtown a priority while emphasizing preservation of its historic character and encouraging thoughtful infill and redevelopment. Bring your vision. Properties with this combination of Historic Downtown location, land value and access from two streets are rarely available. Existing structure conveys AS-IS. It comes with the main house plus a converted garage building with storage, 2 bedr and 2 baths. Buyer and buyer's agent to verify all development potential, zoning, dimensions, restrictions and feasibility.

1018 N College St, McKinney

$240,500

2 Beds ⋅ 2 Baths ⋅ 21330709 MLS

MOVE-IN READY! Welcome home to this beautifully maintained townhome in the highly sought-after Village on the Green in the heart of McKinney. Offering the perfect blend of style, comfort, and low-maintenance, lock-and-leave living, this home is ideal for busy professionals, first-time buyers, downsizers, or anyone seeking an easy-care lifestyle. As soon as you step in, the light-filled, open-concept floor plan with soaring ceilings, sets the tone. Featuring attractive wood-look laminate flooring throughout, creating a warm and inviting atmosphere that's perfect for everyday living and entertaining. The thoughtfully designed, functional kitchen is equipped with a built-in microwave, range, dishwasher, disposal, and abundant workspace, making cooking both convenient and enjoyable. A conveniently located powder bath completes the main level. Upstairs, you'll find a versatile second living area—ideal as a home office, reading retreat, media room, playroom, or game room. The spacious primary suite provides a relaxing escape with a large walk-in closet and an adjoining full bath. A generously sized full-size laundry room with an attached walk-in storage closet offers exceptional storage rarely found in townhome living. Outside your door, enjoy beautifully maintained landscaping, scenic walking paths, lush green spaces, and a sparkling community pool, giving you all the benefits of resort-style amenities without the maintenance. Spend your weekends relaxing instead of mowing the lawn, thanks to the home's desirable lock-and-leave lifestyle. Perfectly positioned just minutes from US-75 and SH-121, this exceptional home offers easy access to Historic Downtown McKinney, premier shopping, dining, entertainment, parks, and highly rated schools. Combining an unbeatable location.

3033 Stone Forest Cir, McKinney

$224,250

3 Beds ⋅ 1 Baths ⋅ 21329059 MLS

REDUCED PRICE! Up to $15,000 grant for down payment and closing costs might be available please contact for more details! Great opportunity and price for a charming and beautifully renovated three spacious bedrooms one full bath and an office home just minutes from historic downtown McKinney! Home has been tastefully updated with custom kitchen cabinets and quartz counter tops, premium laminate floors, new HVAC, new roof, new windows, updated bathroom, tile, light fixtures, plumbing fixtures, and fresh paint inside and outside. Ready for new owners!

1305 Hobson Ave, McKinney

$199,999

3 Beds ⋅ 1 Baths ⋅ 21327145 MLS

Live just minutes from historic downtown McKinney, one of the most loved town squares in North Texas, with its shops, restaurants, coffee spots, and year-round events all a short drive from your front door. This fully updated single-story home puts you close to it all while sitting on a quiet street with open green space directly across the way. Inside, the 3 bedroom, 1 bath home has been refreshed top to bottom and is completely move-in ready, with a bright open living area, wood-look flooring, fresh paint, recessed lighting, and modern ceiling fans. The renovated kitchen opens to the living and dining space and features white shaker cabinets, light countertops, floating wood accent shelves, matte black hardware, and a stainless steel appliance package including a gas range. The updated bath offers a tiled tub and shower combo with a rain-style shower head and matte black fixtures, and the primary bedroom includes a walk-in closet. Outside you will find fresh exterior paint, a covered front porch, a wide concrete driveway, and a large backyard with an open patio slab. Easy access to Highway 5 and US 380 makes commuting simple. Buyer and buyer's agent to verify all information contained herein, including but not limited to bedroom and bath count, square footage, lot size, year built, schools, taxes, exemptions, utilities, and HOA information.

1211 E Virginia St, McKinney

$248,000

4 Beds ⋅ 2 Baths ⋅ 21311811 MLS

Finding a 4 bedroom home with major updates already completed isn't easy at this price point. Conveniently located just minutes from Historic Downtown McKinney, this home offers a functional layout, fresh interior paint, and important improvements that help provide peace of mind for years to come. The spacious floor plan is designed for everyday living, with comfortable gathering spaces, four well sized bedrooms, and flexibility for guests, a home office, or growing households. Natural light fills the home, creating a warm and welcoming atmosphere throughout. Recent updates include a roof replaced in 2023, a water heater installed in 2021, and an HVAC system that is approximately 8 years old. These improvements allow the next owner to focus less on major maintenance and more on enjoying their new home. Located in an established neighborhood with easy access to shopping, dining, schools, parks, and all that Downtown McKinney has to offer, this property presents an excellent opportunity for first-time buyers, investors, or anyone looking for a home that combines practicality, location, and value. Schedule your private tour today and see everything this McKinney home has to offer.

923 Rockwall St, McKinney

$229,000

2 Beds ⋅ 3 Baths ⋅ 21298966 MLS

Welcome home to this charming townhome nestled in this well-established neighborhood with convenient access to Central Expressway, shopping, dining, and everyday amenities. The open-concept floor plan maximizes every square foot, creating a comfortable and functional living space. The cozy living room features a wood-burning fireplace and flows seamlessly into the dining area and kitchen, making it ideal for entertaining or daily living. The kitchen offers abundant cabinetry and generous storage space, providing plenty of room for cooking and organization. A convenient half bath is located on the first floor for guests. Upstairs, you'll find two generously sized bedrooms, both with walk-in closets, along with a full bath. Outside, enjoy a private fenced backyard complete with a covered patio and a grassy area perfect for pets, children, gardening, or relaxing outdoors with almost no work. Whether you're a first-time homebuyer, downsizing, or looking for a low-maintenance lifestyle, this affordable, well-designed townhome offers comfort, convenience, and value in a prime location.

246 Mccarley Pl, McKinney

$250,000

3 Beds ⋅ 2 Baths ⋅ 21289288 MLS

This charming home, recently updated, offers a rare opportunity to own a move-in-ready property that seamlessly blends modern updates with a warm, inviting atmosphere. Located in a prime area, it's perfect for first-time buyers. The property features 3 bedrooms and 1.5 bathrooms, as well as 2 additional rooms that can be used as sitting rooms or offices. A separate living quarter in the back provides extra space, while a large, fully fenced backyard offers a peaceful retreat. The home is situated on a quiet street, making it an ideal choice for those seeking a serene living environment. Located just minutes from downtown McKinney, you'll enjoy easy access to McKinney's unique shops, dining, and festivities. his home's unique blend of modern updates, prime location, and warm charm makes it the ideal choice for those seeking a fresh start. Don't let this opportunity slip away - schedule a showing today and make this beautiful home in a desirable area your next chapter begins!

1220 Westmoreland Dr, McKinney

$222,000

3 Beds ⋅ 1 Baths ⋅ 21278015 MLS

Rare opportunity to purchase a partially finished 3-bedroom, 1-bath home situated on a 6,000+ square foot lot in a quiet, established neighborhood with no HOA restrictions. Surrounded by mature trees and well-maintained homes, this property offers tremendous potential for renovation, resale, rental income, or a long-term hold strategy. Conveniently located just minutes from Historic Downtown McKinney, local parks, shopping, dining, and major highways. Utilities are available on site, and the generous lot provides additional outdoor space and flexibility. Buyers are encouraged to verify all property information, zoning, permitted uses, square footage, condition, and development possibilities. Opportunities like this are increasingly difficult to find in one of McKinney's most sought-after locations. Utilities are available but not fully connected to the home due to the stage of construction. Property is being sold as-is.

1603 Haddock St, McKinney

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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